Let us count the ways for you.
From Arkansas’ Delta to its Ozarks, Farmers offers quality insurance and multiple discounts to all! So, before you get your quote, take a look at the list and see which discounts you may qualify for or even be missing out on.
General
- Multiline discount: save for buying/bundling multiple types of insurance from Farmers.
- Affinity discount: save for being an employee or retired employee from a select number of occupations.
- ePolicy discount: save for receiving all your bills and statements online.
- EFT discount: save if you set up auto-pay for your premium.
- Good payer discount: save if you have not been charged any late payment fees within the past 12 months.
- Pay in full discount: save for paying your entire premium upfront.
- Service men and women – firefighters, police officers, military, etc.
Auto
- Multi Car discount: save for insuring more than one car on the same policy.
- Signal discount: save up to 30% by allowing Farmers to track your driving habits, including distracted driving, braking, and speed.
- Safe driver discount: save if you or another named driver maintain a clean driving record.
- Distant student discount: save if a driver on your policy attends school 100+ miles away from where the car is parked.
- Teen Driver – A teen (19 or younger) child or grandchild of the primary driver may be eligible for a rate discount.
- Good student discount: save if you are 16-24 years old, enrolled full-time in high school or college, and maintain at least a “B” average.
- Shared family car discount: save if there is an unmarried driver younger than 20 on the policy and there are more active drivers than vehicles.
- On your own discount: save if you were previously listed as a named driver on a family member’s Farmers policy.
- Defensive driving discount: if you’re 55 years and older, save for taking an approved defensive driving course.
- Welcome discount: save during your initial first five (5) years.
- Loyalty discount: save after the first renewal effective date of the policy with continual subsequent renewal terms IF the policy has no more than one (1) at-fault chargeable accident of any type within the 12 months prior to the renewal effective date.
- Homing device discount: save if your car has an approved tracking and location system.
- VIN etching discount: save if your car has its vehicle identification number (VIN) etched on the windshield or another approved location.
- Home owner discount – save on auto if you own your own home, regardless of who insures it.
Inclusive Auto Safety Feature Discounts (if your vehicle is equipped with any of the following, they are automatically included)
- Alternative fuel discount: save if your vehicle is a hybrid or electric.
- Antilock brakes discount: save if your car has factory-installed antilock brakes.
- Anti-theft discount: save for having an anti-theft device.
- Passive restraint discount: save for having factory-installed passive restraint devices like motorized seatbelts.
- Daytime running lights discount: save if a covered vehicle has headlights that stay on at all times.
Home/Renters
- Welcome discount: save during your initial first two (2) years.
- Loyalty discount: save if you have been insured with Farmers for at least two (2) years and had no more than one (1) chargeable claim in the previous two (2) years.
- Have a security system or fire alarm: You may also qualify for discounts when you install an approved electronic security system or fire alarm.
- Renters transitioning to homeownership discount – save on a new homeowners policy by having a renters policy in place prior to your new purchase.
- Don’t smoke: Farmers offers special incentives for households that have been smoke-free for at least two consecutive years.
Call us today and let us see if we can help you save! 870.793.5757